SAVINGS
Official Website of ARDCI NGO GROUP INCORPORATED 2011. All rights reserved
Developed and Maintained by ARDCI MIS TEAM
AREAS OF OPERATIONS
ARDCI NGO GROUP operates mainly in the Bicol Region, Philippines, with branches now covering parts of Quezon Province
CATANDUANES
Albay
Camarines Sur
Camarines Norte
Sorsogon
Quezon
PRODUCTS
MICRO-INSURANCE
5 Branches
VisionBank
6 Branches
7 Branches
3 Branches
3 Branches
3 Branches
Life Insurance
Accident Insurance
Hospital Income Benefit
Credit Group Life Insurance (CGLI)
Exit Age One-Time Endowment Fund
Calamity Assistance
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AREAS OF OPERATIONS
PRODUCTS
MICRO-INSURANCE
ARDCI NGO GROUP INC. SAVINGS PRODUCT
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Frequently Asked Questions
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Type of Savings
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Description
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Capital Build-Up (CBU)
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CBU serves as hold-out guarantee savings, a guarantee scheme for the regular or associate member's existing loans. CBU is a weekly mandatory requirement for all regular members.
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Celebration Savings (CS)
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CS was designed to develop member's savings habit to prepare for special occasions such as weddings, fiesta, Christmas and New Year and other celebrations. This is considered as Voluntary Savings (VS).
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Remittance Receivers (RR) Savings
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RR was developed to empower remittance receivers to use remittances in more productive purposes and break dependency on remittance. This is considered as Voluntary Savings (VS).
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Educational Savings (ES)
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ES was designed for those members who have existing obligations to send their children or relatives to school; and/or children or relatives of existing clients. This is considered as Voluntary Savings (VS).
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Retirement/Emergency Savings (RES)
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The type of savings was developed to capture members who want to save their future expenses when they are no longer able to work. This is considered as Voluntary Savings (VS).
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Member Savers (MS)
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MS promotes family members' habit of savings as well as creating safety nets to overcome costly repercussions in times of vulnerabilities, open for member's spouse, parent, siblings and children. This is considered as Voluntary Savings (VS).
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