AREAS OF OPERATIONS
ARDCI NGO GROUP operates mainly in the Bicol Region, Philippines, with branches now covering parts of Quezon Province
CATANDUANES                    
                                               
Albay                                    
Camarines Sur                   
Camarines Norte               
Sorsogon                             
Quezon                                 
PRODUCTS
MICRO-INSURANCE
5 Branches
VisionBank
6 Branches
7 Branches
3 Branches
3 Branches
3 Branches
Life Insurance
Accident Insurance
Hospital Income Benefit
Credit Group Life Insurance (CGLI)
Exit Age One-Time Endowment Fund
Calamity Assistance

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Frequently Asked Questions
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MEMBERSHIP

Official Website of ARDCI NGO GROUP INCORPORATED 2011. All rights reserved
Developed and Maintained by ARDCI MIS TEAM
How to become a member and avail of the products and services offered

Based from the amended ARDCI Constitution and By-Laws (CBL)

1. Those who are eighteen (18) up to sixty (60) years old.

2. Only one from each family or household may join as SLS member.

3. The household’s monthly income should fall below the poverty threshold as determined by
     The current statistics from the national Census

4. Physically fit.

5. Those that have satisfactorily completed the GGCT and passed the GRT.

6. Permanent resident of a barangay in ARDCI’s areas of operations.

7. Is an enterprising poor/has/willing to engage in productive activities.

8. Those who are willing to abide by ARDCI’s regulations.

What to do?

Talk with ARDCI staff assigned in your locality or barangay

Form a group composed of 5 members who are willing to avail of ARDCI's savings and loan products through Savings and Loan System (SLS)

Attend the Orientation or Group Guarantee Compulsary Training (GGCT)

Visit ARDCI's nearest office or express your desire and intention to join in the established SLS to the assigned Community Development Officer (CDO) of ARDCI in your area

Attend SLS Weekly Meeting

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MEMBERSHIP IN ARDCI NGO GROUP INC.

a)        Regular Members - those that regularly attend weekly meetings, saves weekly, and gives or allocate weekly insurance premiums


b)        Associate Members may either be of the following:

1)        Relatives and friends of regular members

2)        ARDCI NGO GROUP INC. employees

3)        Community members residing in ARDCI NGO GROUP INC. areas of operation

4)        Other individuals or organizations who advance the cause of ARDCI NGO GROUP INC. or are willing to avail of ARDCI NGO GROUP INC. services.


Loans
  Microbusiness Loans
  Special Loans

Savings
  Capital Build-Up (CBU)
  Voluntary Savings