AREAS OF OPERATIONS
ARDCI NGO GROUP operates mainly in the Bicol Region, Philippines, with branches now covering parts of Quezon Province
CATANDUANES                    
                                               
Albay                                    
Camarines Sur                   
Camarines Norte               
Sorsogon                             
Quezon                                 
PRODUCTS
MICRO-INSURANCE
5 Branches
VisionBank
6 Branches
7 Branches
3 Branches
3 Branches
3 Branches
Life Insurance
Accident Insurance
Hospital Income Benefit
Credit Group Life Insurance (CGLI)
Exit Age One-Time Endowment Fund
Calamity Assistance

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Frequently Asked Questions
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MEMBERSHIP

Official Website of ARDCI NGO GROUP INCORPORATED 2011. All rights reserved
Developed and Maintained by ARDCI MIS TEAM
WHAT IS QUALITY MEMBERSHIP STATUS (QM)?

QM means maintenance of 100% ASRI ensures QM status of a member:

100% Attendance in SLS meetings                100% Savings remittance
100% Repayment on loans                        100%Insurance contribution

GGs or SLSs with QM membership are also called QM GGs or QM SLSs. GG leaders and Chairpersons are likewise encouraged to maintain the QM status of their respective GGs or SLSs.

Branch may have its scheduled loan release to QM GGs in the event were the status of the entire SLS is a non-QM one depending upon the assessment of the Branch Manager.

Non-QM status results in losing some privileges, both for individual borrowing-members, for GGs, and for the whole SLS.


Loans
  Microbusiness Loans
  Special Loans

Savings
  Capital Build-Up (CBU)
  Voluntary Savings